CREATING
FINANCIAL PEACE OF MIND.
We bring clarity to complexity through straightforward, honest advice. Our comprehensive, personal approach is grounded in data-driven, cost-efficient investment management.
Set Your Goals. We’ll Help You Reach Them.
Our clients always know exactly what they own, what they are paying, and who is doing the work.
We specialize in simplifying the complexities of clients’ lives.
Forté was founded in 2004 in response to a void within the investment advisory landscape. We believe clients deserve better than the opaque, conflicted practices prevalent at most large brokerage firms, banks, and trust companies.
We created a different kind of wealth management firm - one that fully embraces the fiduciary standard. We manage money with discipline and precision that come from experience. And at each step, we provide the level of care and dedication that we would want to see provided to our own families.
Financial Planning
Our service goes far beyond portfolio construction. We provide personalized financial planning, tax-aware strategies, retirement modeling, behavioral coaching, and ongoing guidance tailored to each client’s situation.
Investment management is integrated with comprehensive planning rather than delivered as a standalone algorithm. Our belief is that you benefit from a detailed process that results in a wealth management strategy addressing all aspects of your financial life.
Investment Management
Our investment approach is rooted in evidence, not emotion. We utilize low-cost ETFs to build globally diversified portfolios that emphasize efficiency, transparency, and long-term discipline. By combining a strategic foundation with selective tachtical positioning, we seek to navigate changing market environments while maintaining a consistent investment philosophy.
We focus on what we can control - costs, diversification, and risk - so our clients can stay focused on what matters most.
Long-Term Thinking & Short-Term Flexibility.
In our view, relative total returns between asset classes are driven both by valuation in the long-term and by changes in fundamentals and investor psychology in the near-to-intermediate term. The careful blend of these two methodologies creates a decisive long-term strategy with the flexibility to drive shorter-term tactical differences in returns. Our allocation process begins with ‘science’ of analyzing historical market data. The ultimate decisions, however, are driven by the ‘art’ of interpreting the data through the filter of our experience and intuition. We believe this process allows us to focus better on making decisions that are logical and unemotional, particularly in highly uncertain markets.
Proactive & Reactive Risk Management.
We believe risk management is a critical discipline and employ a two-pronged approach (playing offense & defense) which strikes a balance between investor objectives and risk tolerance. Our proactive risk management is designed to help prevent an issue from happening in the first place. However, even the most carefully researched investments can fail to perform as expected. If this happens, our reactive risk management aims to mitigate the impact of unexpected events. This disciplined, unemotional process alerts us when an asset reaches a pre-determined threshold so we can take the appropriate action given the current conditions.
*Source: S&P Dow Jones Indices LLC, SPIVA U.S. Scorecard. Past performance is not indicative of future results.
Timothy I. Low.
Managing Director & Chief Compliance Officer
Timothy Low founded Forté Asset Management to provide independent, conflict-free advice focused on long-term wealth management. He brings more than 30 years of experience in the investment industry, including positions at Credit Suisse First Boston (CSFB) and Donaldson, Lufkin & Jenrette (DLJ). Working closely with his Forté colleagues and his clients’ external advisors, he provides thoughtful investment wealth management solutions that integrate his clients’ investments, philanthropic, estate and tax planning objectives.
Mr. Low holds a degree in Economics from Hamilton College.
